Getting your keys is not the end of your spending. You still owe advance maintenance, interior setup costs, utility deposits, and government charges. Together, these can add another 10% to 20% to your total budget. This page lists every cost you will face after possession at . You also get real numbers, so nothing catches you off guard.
Most buyers plan for the base price, stamp duty, and registration. They stop there. But possession opens a new list of bills. You pay for maintenance, interiors, utility connections, and legal transfers. Skip this planning, and you may run short right when you need funds the most. A clear list, made early, protects your move-in timeline.
Builders usually collect one to two years of maintenance in advance. This covers Common Area Maintenance, or CAM. Your money pays for security guards, lift upkeep, water supply, and general cleaning.
Bangalore societies typically charge Rs 2 to Rs 6 per sq ft every month. For a 1,200 sq ft Brigade Granada 2.5 BHK, two years at Rs 4 per sq ft works out to about Rs 1,15,000. Builders usually ask for this amount as a single payment at handover.
| Item | Typical Rate | 2-Year Cost (1,200 sq ft) |
| CAM / Advance Maintenance | Rs 2 to Rs 6 per sq ft/month | Rs 58,000 to Rs 1,73,000 |
A sinking fund and a corpus fund serve the same purpose. Both cover big, rare repairs, like repainting or lift replacement. Brigade Granada collects this as a corpus fund deposit at possession, calculated per square foot.
We cover the full corpus fund breakdown, along with GST and stamp duty, on our Registration, GST and Corpus Fund Charges page. Check that page for the exact rate and a worked example. This page focuses on the other costs that page does not cover.
Brigade Granada hands over your flat as a bare shell. You still need a modular kitchen, wardrobes, lighting, fans, and bathroom fittings before you can move in.
Most buyers spend 10% to 15% of their base price on interiors. For a Rs 1.45 Crore 2.5 BHK, that works out to roughly Rs 14.5 lakh to Rs 21.75 lakh. Remember one extra cost here. Interior contractors charge 18% GST on both materials and labour. Factor this into every quote you collect.
Your flat needs its own electricity and water connections, even inside a project like Brigade Granada. BESCOM handles power, and BWSSB handles water supply, both under the Greater Bengaluru Authority now that BBMP has been replaced.
BWSSB charges a pro-rata fee close to Rs 400 per square metre of built-up area for a new residential connection, plus a small application fee. BESCOM connection costs depend on your sanctioned load, and typically add a few thousand rupees more. Add a cooking gas connection, and your total utility deposit usually falls between Rs 30,000 and Rs 75,000.
One useful detail for East Bangalore buyers: once your BESCOM connection carries your name, you may qualify for free units each month under the Gruha Jyothi scheme. This only applies once the connection transfer is complete.
Property tax becomes your responsibility from the day you take possession. Bangalore now processes this through the Greater Bengaluru Authority, which replaced BBMP in September 2025.
Before you can pay tax in your own name, you need an e-Khata transfer. The transfer fee is 2% of the stamp duty you paid at registration, with a minimum charge of Rs 500. For a Brigade Granada 2.5 BHK with stamp duty of Rs 7,25,000, your Khata transfer fee works out to about Rs 14,500, plus small processing charges of Rs 300 to Rs 500. Budget close to Rs 15,000 for this step.
Annual property tax for a unit this size typically runs Rs 12,000 to Rs 18,000, based on Bangalore's unit area value method. Your exact amount depends on your zone and built-up area.
| Item | Basis | Approx. Cost |
| e-Khata Transfer | 2% of stamp duty, min Rs 500 | ~Rs 15,000 |
| Property Tax (Year 1) | Unit area value method | Rs 12,000 to Rs 18,000 |
Your bank may ask for basic property insurance if you have a home loan. Even without that requirement, a full home insurance policy protects you against fire, structural damage, and theft. Annual premiums usually range from Rs 3,000 to Rs 8,000, depending on your cover.
Once Brigade Granada residents form a Resident Welfare Association, you pay a one-time entry fee. You may also pay a lawyer to check your possession letter and indemnity documents. Together, these usually cost Rs 5,000 to Rs 20,000.
Here is your full post-possession budget for a 1,200 sq ft, Rs 1.45 Crore Brigade Granada 2.5 BHK.
| Cost Element | Approx. Amount |
| Advance Maintenance (2 years) | Rs 1,15,000 |
| Corpus Fund Deposit | Rs 1,80,000 |
| Interior Setup (incl. GST) | Rs 12,00,000 to Rs 18,00,000 |
| Utility Deposits (BESCOM, BWSSB, Gas) | Rs 50,000 |
| e-Khata Transfer | Rs 15,000 |
| Property Tax (Year 1) | Rs 15,000 |
| Home Insurance | Rs 6,000 |
| RWA Fee and Legal Charges | Rs 12,000 |
| Total Estimated Outlay | ~Rs 19 lakh (about 13% of base price) |
Interior spending swings this total the most. A basic setup keeps you near the lower end. A premium fit-out pushes you closer to Rs 25 lakh or more.
Ask Brigade Granada's sales team for a full post-possession cost sheet at least two months before handover. This gives you time to arrange funds without pressure.
Keep 10% to 15% of your base price aside in savings, separate from your home loan. Most of these costs, like maintenance, GST on interiors, and Khata transfer, are due close together, right around possession.
Before you clear your final payment, walk through your flat carefully. Check for dampness, loose tiles, or plumbing issues. Ask Brigade Granada to fix any defects before you sign off, since repairs get harder to claim once you move in.
Possession day comes with its own bill, separate from your purchase price. Advance maintenance, interiors, utility deposits, and Khata charges all fall due around the same time. Once you plan for these costs early, your Brigade Granada move stays free of last-minute stress. Check our full cost sheet to see how these charges fit into your total budget.
These are the extra charges you pay right after you get your keys. They include advance maintenance, interior setup, utility deposits, Khata transfer, and the first year of property tax. None of these appear in your base price quote.
Plan for 10% to 20% of your base price. For a Brigade Granada 2.5 BHK at Rs 1.45 Crore, that works out to roughly Rs 14.5 lakh to Rs 29 lakh, with interior spending as the biggest variable.
Yes. Most builders, including Brigade Group, require advance maintenance as a condition of handover. This usually covers one to two years of CAM charges, paid as a single amount before you receive your keys.
A sinking fund is a reserve collected for major, infrequent repairs, like lift replacement or building repainting. At Brigade Granada, this is collected as the corpus fund. See our Registration, GST and Corpus Fund page for the exact rate.
Yes. Interior contractors charge 18% GST on both materials and labour for kitchen, wardrobe, and fit-out work. Always confirm whether your interior quote already includes this GST before you sign a contract.
You do, as the new owner, starting from your possession date. However, you generally need your e-Khata transfer complete before you can pay property tax in your own name with the Greater Bengaluru Authority.
Khata transfer updates government records to show you as the property owner. Without it, you cannot pay property tax in your name, apply for a home loan against the flat, or resell it smoothly later.
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